Cash Flow
Why profit and cash are not the same number: where the money actually came from and where it went.
Where the cash went in August
You made $2,912 profit in August, and cash rose $255. The gap between profit and cash is mostly owner draws (−$2,200) and loan repayments (−$658).
Year to date, Jan–Aug
You made $28,817 profit so far this year, and cash rose $2,200. The gap between profit and cash is mostly owner draws (−$21,900) and loan repayments (−$5,140).
Cash from operations vs cash in the bank
Operating cash is profit adjusted for timing; the bank line is what is actually there at each month end.
- Cash at month end
- Cash from operations
Statement of cash flows
By month, as QuickBooks reports it.
| Aug 25 | Sep 25 | Oct 25 | Nov 25 | Dec 25 | Jan 26 | Feb 26 | Mar 26 | Apr 26 | May 26 | Jun 26 | Jul 26 | Aug 26 | 13-mo total | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 3,981 | 3,372 | 3,176 | 2,921 | 2,467 | 1,860 | 3,184 | 3,427 | 4,611 | 4,532 | 4,920 | 3,371 | 2,912 | 44,734 | |
| Chase Ink Business Card | 107 | (210) | 120 | (55) | (66) | 20 | 68 | – | 36 | 88 | (81) | (47) | 181 | 162 | |
| Sales Tax Payable | (10) | (94) | 1 | (33) | (44) | (13) | 83 | 153 | (24) | 18 | 31 | (109) | 20 | (22) | |
| Total Adjustments to reconcile Net Income to Net Cash provided by operations: | 97 | (303) | 120 | (87) | (110) | 7 | 151 | 152 | 12 | 106 | (50) | (155) | 201 | 140 | |
| Net cash provided by operating activities | 4,078 | 3,069 | 3,297 | 2,833 | 2,357 | 1,867 | 3,336 | 3,579 | 4,623 | 4,638 | 4,870 | 3,216 | 3,113 | 44,874 | |
| Vehicle Loan | (607) | (611) | (615) | (619) | (623) | (627) | (632) | (636) | (640) | (645) | (649) | (653) | (658) | (8,215) | |
| Owner's Draw | (3,100) | (2,400) | (2,500) | (1,700) | (1,900) | (1,300) | (2,500) | (2,500) | (3,700) | (3,000) | (4,100) | (2,600) | (2,200) | (33,500) | |
| Net cash provided by financing activities | (3,707) | (3,011) | (3,115) | (2,319) | (2,523) | (1,927) | (3,132) | (3,136) | (4,340) | (3,645) | (4,749) | (3,253) | (2,858) | (41,715) | |
| Net cash increase for period | 371 | 58 | 182 | 514 | (167) | (61) | 204 | 443 | 282 | 993 | 121 | (38) | 255 | 3,159 | |
| Cash at beginning of period | 7,512 | 7,883 | 7,941 | 8,123 | 8,637 | 8,471 | 8,410 | 8,614 | 9,057 | 9,340 | 10,333 | 10,454 | 10,416 | 7,512 | |
| Cash at end of period | 7,883 | 7,941 | 8,123 | 8,637 | 8,471 | 8,410 | 8,614 | 9,057 | 9,340 | 10,333 | 10,454 | 10,416 | 10,671 | 10,671 |