Cash Flow
Why profit and cash are not the same number: where the money actually came from and where it went.
Where the cash went in August
You made $4,656 profit in August, and cash fell $56. The gap between profit and cash is mostly owner draws (−$3,600) and card and sales tax timing (−$674).
Year to date, Jan–Aug
You made $34,934 profit so far this year, and cash fell $6,981. The gap between profit and cash is mostly owner draws (−$28,700) and gear and vehicle purchases (−$9,364).
Cash from operations vs cash in the bank
Operating cash is profit adjusted for timing; the bank line is what is actually there at each month end.
- Cash at month end
- Cash from operations
Statement of cash flows
By month, as QuickBooks reports it.
| Aug 25 | Sep 25 | Oct 25 | Nov 25 | Dec 25 | Jan 26 | Feb 26 | Mar 26 | Apr 26 | May 26 | Jun 26 | Jul 26 | Aug 26 | 13-mo total | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 5,600 | 4,465 | 4,606 | 3,343 | 2,910 | 2,401 | 4,080 | 2,345 | 4,776 | 6,120 | 6,340 | 4,216 | 4,656 | 55,858 | |
| Chase Ink Business Card | 545 | (540) | 655 | (457) | 185 | (114) | (229) | 430 | 162 | (444) | (146) | 589 | (674) | (37) | |
| Total Adjustments to reconcile Net Income to Net Cash provided by operations: | 545 | (540) | 655 | (457) | 185 | (114) | (229) | 430 | 162 | (444) | (146) | 589 | (674) | (37) | |
| Net cash provided by operating activities | 6,145 | 3,926 | 5,261 | 2,885 | 3,095 | 2,287 | 3,850 | 2,775 | 4,938 | 5,676 | 6,194 | 4,805 | 3,982 | 55,821 | |
| Camera & Drone Equipment | – | – | – | – | – | – | (6,823) | (2,541) | – | – | – | – | – | (9,364) | |
| Net cash provided by investing activities | – | – | – | – | – | – | (6,823) | (2,541) | – | – | – | – | – | (9,364) | |
| Vehicle Loan | (405) | (407) | (410) | (413) | (416) | (418) | (421) | (424) | (427) | (429) | (432) | (435) | (438) | (5,476) | |
| Owner's Draw | (4,300) | (4,000) | (3,700) | (3,100) | (2,700) | (2,300) | (3,100) | (200) | (4,200) | (5,200) | (5,800) | (4,300) | (3,600) | (46,500) | |
| Net cash provided by financing activities | (4,705) | (4,407) | (4,110) | (3,513) | (3,116) | (2,718) | (3,521) | (624) | (4,627) | (5,629) | (6,232) | (4,735) | (4,038) | (51,976) | |
| Net cash increase for period | 1,440 | (482) | 1,151 | (628) | (20) | (431) | (6,494) | (390) | 312 | 47 | (39) | 70 | (56) | (5,519) | |
| Cash at beginning of period | 12,372 | 13,813 | 13,331 | 14,482 | 13,854 | 13,834 | 13,403 | 6,909 | 6,520 | 6,831 | 6,878 | 6,839 | 6,909 | 12,372 | |
| Cash at end of period | 13,813 | 13,331 | 14,482 | 13,854 | 13,834 | 13,403 | 6,909 | 6,520 | 6,831 | 6,878 | 6,839 | 6,909 | 6,853 | 6,853 |