Cash Flow
Why profit and cash are not the same number: where the money actually came from and where it went.
Where the cash went in August
You made $6,285 profit in August, and cash rose $519. The gap between profit and cash is mostly owner draws (−$5,100) and loan repayments (−$419).
Year to date, Jan–Aug
You made $47,099 profit so far this year, and cash fell $2,677. The gap between profit and cash is mostly owner draws (−$34,500) and gear and vehicle purchases (−$12,281).
Cash from operations vs cash in the bank
Operating cash is profit adjusted for timing; the bank line is what is actually there at each month end.
- Cash at month end
- Cash from operations
Statement of cash flows
By month, as QuickBooks reports it.
| Aug 25 | Sep 25 | Oct 25 | Nov 25 | Dec 25 | Jan 26 | Feb 26 | Mar 26 | Apr 26 | May 26 | Jun 26 | Jul 26 | Aug 26 | 13-mo total | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 5,999 | 5,115 | 5,248 | 4,203 | 3,451 | 3,434 | 2,934 | 5,940 | 6,182 | 7,944 | 6,891 | 7,488 | 6,285 | 71,116 | |
| Chase Ink Business Card | (471) | (46) | 387 | (85) | (289) | 3 | 453 | (480) | 145 | 130 | 173 | (274) | (110) | (465) | |
| Sales Tax Payable | (32) | (77) | 84 | (116) | (102) | 35 | 8 | 233 | (19) | 160 | (57) | 18 | (136) | (2) | |
| Total Adjustments to reconcile Net Income to Net Cash provided by operations: | (502) | (124) | 471 | (201) | (391) | 37 | 461 | (247) | 126 | 290 | 116 | (256) | (246) | (467) | |
| Net cash provided by operating activities | 5,497 | 4,991 | 5,719 | 4,002 | 3,060 | 3,471 | 3,395 | 5,693 | 6,308 | 8,234 | 7,007 | 7,233 | 6,039 | 70,649 | |
| Camera & Drone Equipment | – | – | (3,370) | – | – | – | (4,982) | – | (7,299) | – | – | – | – | (15,651) | |
| Net cash provided by investing activities | – | – | (3,370) | – | – | – | (4,982) | – | (7,299) | – | – | – | – | (15,651) | |
| Vehicle Loan | (386) | (389) | (391) | (394) | (397) | (400) | (402) | (405) | (408) | (411) | (414) | (417) | (419) | (5,232) | |
| Owner's Draw | (5,500) | (4,500) | (4,900) | (4,000) | (2,800) | (2,900) | (2,300) | (5,200) | – | (6,400) | (6,300) | (6,300) | (5,100) | (56,200) | |
| Net cash provided by financing activities | (5,886) | (4,889) | (5,291) | (4,394) | (3,197) | (3,300) | (2,702) | (5,605) | (408) | (6,811) | (6,714) | (6,717) | (5,519) | (61,432) | |
| Net cash increase for period | (389) | 103 | (2,942) | (392) | (137) | 171 | (4,289) | 88 | (1,399) | 1,423 | 293 | 516 | 519 | (6,434) | |
| Cash at beginning of period | 11,233 | 10,844 | 10,946 | 8,005 | 7,612 | 7,475 | 7,647 | 3,358 | 3,445 | 2,047 | 3,470 | 3,763 | 4,279 | 11,233 | |
| Cash at end of period | 10,844 | 10,946 | 8,005 | 7,612 | 7,475 | 7,647 | 3,358 | 3,445 | 2,047 | 3,470 | 3,763 | 4,279 | 4,799 | 4,799 |