Cash Flow
Why profit and cash are not the same number: where the money actually came from and where it went.
Where the cash went in August
You made $12,344 profit in August, and cash rose $1,379. The gap between profit and cash is mostly owner draws (−$10,300) and loan repayments (−$500).
Year to date, Jan–Aug
You made $80,342 profit so far this year, and cash rose $11,656. The gap between profit and cash is mostly owner draws (−$66,000) and loan repayments (−$3,907).
Cash from operations vs cash in the bank
Operating cash is profit adjusted for timing; the bank line is what is actually there at each month end.
- Cash at month end
- Cash from operations
Statement of cash flows
By month, as QuickBooks reports it.
| Aug 25 | Sep 25 | Oct 25 | Nov 25 | Dec 25 | Jan 26 | Feb 26 | Mar 26 | Apr 26 | May 26 | Jun 26 | Jul 26 | Aug 26 | 13-mo total | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 8,073 | 6,843 | 8,314 | 5,749 | 6,138 | 5,821 | 6,505 | 8,478 | 11,097 | 11,478 | 11,182 | 13,437 | 12,344 | 115,459 | |
| Chase Ink Business Card | 106 | (70) | (166) | 13 | 68 | (135) | 173 | 652 | (421) | 153 | (46) | 5 | 3 | 334 | |
| Sales Tax Payable | (58) | (169) | 148 | (309) | 28 | (39) | 1 | 891 | (81) | 136 | (96) | 196 | (169) | 479 | |
| Total Adjustments to reconcile Net Income to Net Cash provided by operations: | 48 | (238) | (19) | (296) | 96 | (174) | 174 | 1,543 | (503) | 289 | (143) | 201 | (166) | 812 | |
| Net cash provided by operating activities | 8,121 | 6,605 | 8,295 | 5,453 | 6,234 | 5,647 | 6,679 | 10,021 | 10,594 | 11,767 | 11,039 | 13,638 | 12,179 | 116,271 | |
| Vehicle Loan | (461) | (464) | (467) | (470) | (473) | (477) | (480) | (483) | (487) | (490) | (493) | (497) | (500) | (6,242) | |
| Owner's Draw | (6,500) | (7,300) | (6,800) | (5,700) | (5,200) | (6,100) | (6,500) | (6,700) | (8,500) | (8,800) | (8,600) | (10,500) | (10,300) | (97,500) | |
| Net cash provided by financing activities | (6,961) | (7,764) | (7,267) | (6,170) | (5,673) | (6,577) | (6,980) | (7,183) | (8,987) | (9,290) | (9,093) | (10,997) | (10,800) | (103,742) | |
| Net cash increase for period | 1,160 | (1,159) | 1,028 | (717) | 560 | (930) | (301) | 2,837 | 1,608 | 2,477 | 1,946 | 2,641 | 1,379 | 12,530 | |
| Cash at beginning of period | 34,469 | 35,630 | 34,471 | 35,500 | 34,782 | 35,343 | 34,413 | 34,111 | 36,948 | 38,556 | 41,033 | 42,979 | 45,621 | 34,469 | |
| Cash at end of period | 35,630 | 34,471 | 35,500 | 34,782 | 35,343 | 34,413 | 34,111 | 36,948 | 38,556 | 41,033 | 42,979 | 45,621 | 46,999 | 46,999 |