Cash Flow
Why profit and cash are not the same number: where the money actually came from and where it went.
Where the cash went in August
You made $10,174 profit in August, and cash fell $75. The gap between profit and cash is mostly owner draws (−$9,600) and loan repayments (−$512).
Year to date, Jan–Aug
You made $72,584 profit so far this year, and cash rose $4,213. The gap between profit and cash is mostly owner draws (−$65,300) and loan repayments (−$4,001).
Cash from operations vs cash in the bank
Operating cash is profit adjusted for timing; the bank line is what is actually there at each month end.
- Cash at month end
- Cash from operations
Statement of cash flows
By month, as QuickBooks reports it.
| Aug 25 | Sep 25 | Oct 25 | Nov 25 | Dec 25 | Jan 26 | Feb 26 | Mar 26 | Apr 26 | May 26 | Jun 26 | Jul 26 | Aug 26 | 13-mo total | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 7,630 | 5,906 | 7,159 | 6,315 | 4,857 | 5,256 | 7,011 | 7,418 | 9,168 | 9,506 | 11,242 | 12,809 | 10,174 | 104,450 | |
| Chase Ink Business Card | 121 | 333 | (436) | (181) | 163 | (62) | 119 | 361 | (1) | 181 | (94) | (237) | 90 | 357 | |
| Sales Tax Payable | (62) | (103) | 36 | (154) | (103) | 79 | 225 | 141 | 145 | 40 | 103 | 67 | (227) | 188 | |
| Total Adjustments to reconcile Net Income to Net Cash provided by operations: | 58 | 230 | (399) | (335) | 61 | 17 | 344 | 502 | 144 | 221 | 9 | (170) | (137) | 545 | |
| Net cash provided by operating activities | 7,688 | 6,136 | 6,759 | 5,980 | 4,918 | 5,274 | 7,355 | 7,921 | 9,312 | 9,727 | 11,250 | 12,639 | 10,036 | 104,995 | |
| Vehicle Loan | (473) | (476) | (479) | (483) | (486) | (489) | (492) | (495) | (498) | (502) | (505) | (508) | (512) | (6,399) | |
| Owner's Draw | (7,400) | (5,600) | (6,600) | (5,900) | (4,900) | (5,300) | (6,900) | (6,500) | (7,600) | (7,400) | (10,500) | (11,500) | (9,600) | (95,700) | |
| Net cash provided by financing activities | (7,873) | (6,076) | (7,079) | (6,383) | (5,386) | (5,789) | (7,392) | (6,995) | (8,098) | (7,902) | (11,005) | (12,008) | (10,112) | (102,099) | |
| Net cash increase for period | (185) | 60 | (320) | (403) | (468) | (515) | (37) | 926 | 1,214 | 1,825 | 246 | 631 | (75) | 2,896 | |
| Cash at beginning of period | 18,524 | 18,339 | 18,399 | 18,078 | 17,675 | 17,207 | 16,692 | 16,655 | 17,581 | 18,794 | 20,619 | 20,865 | 21,495 | 18,524 | |
| Cash at end of period | 18,339 | 18,399 | 18,078 | 17,675 | 17,207 | 16,692 | 16,655 | 17,581 | 18,794 | 20,619 | 20,865 | 21,495 | 21,420 | 21,420 |