Cash Flow
Why profit and cash are not the same number: where the money actually came from and where it went.
Where the cash went in August
You made $10,276 profit in August, and cash rose $520. The gap between profit and cash is mostly owner draws (−$9,400) and loan repayments (−$387).
Year to date, Jan–Aug
You made $80,614 profit so far this year, and cash rose $7,039. The gap between profit and cash is mostly owner draws (−$66,600) and gear and vehicle purchases (−$4,372).
Cash from operations vs cash in the bank
Operating cash is profit adjusted for timing; the bank line is what is actually there at each month end.
- Cash at month end
- Cash from operations
Statement of cash flows
By month, as QuickBooks reports it.
| Aug 25 | Sep 25 | Oct 25 | Nov 25 | Dec 25 | Jan 26 | Feb 26 | Mar 26 | Apr 26 | May 26 | Jun 26 | Jul 26 | Aug 26 | 13-mo total | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 8,739 | 7,670 | 6,045 | 6,483 | 6,273 | 6,291 | 7,187 | 9,151 | 12,190 | 11,356 | 13,590 | 10,572 | 10,276 | 115,825 | |
| Chase Ink Business Card | 9 | (178) | 373 | (345) | 12 | (133) | 168 | 404 | 519 | (340) | (153) | (76) | 31 | 292 | |
| Total Adjustments to reconcile Net Income to Net Cash provided by operations: | 9 | (178) | 373 | (345) | 12 | (133) | 168 | 404 | 519 | (340) | (153) | (76) | 31 | 292 | |
| Net cash provided by operating activities | 8,749 | 7,492 | 6,418 | 6,138 | 6,285 | 6,159 | 7,356 | 9,556 | 12,709 | 11,016 | 13,437 | 10,496 | 10,307 | 116,117 | |
| Camera & Drone Equipment | – | – | – | – | – | – | (4,372) | – | – | – | – | – | – | (4,372) | |
| Net cash provided by investing activities | – | – | – | – | – | – | (4,372) | – | – | – | – | – | – | (4,372) | |
| Vehicle Loan | (356) | (359) | (361) | (364) | (366) | (369) | (372) | (374) | (377) | (379) | (382) | (385) | (387) | (4,832) | |
| Owner's Draw | (7,600) | (7,600) | (5,400) | (7,000) | (6,800) | (6,200) | (5,400) | (7,400) | (9,100) | (8,700) | (11,200) | (9,200) | (9,400) | (101,000) | |
| Net cash provided by financing activities | (7,956) | (7,959) | (5,761) | (7,364) | (7,166) | (6,569) | (5,772) | (7,774) | (9,477) | (9,079) | (11,582) | (9,585) | (9,787) | (105,832) | |
| Net cash increase for period | 792 | (467) | 657 | (1,226) | (881) | (410) | (2,788) | 1,781 | 3,232 | 1,937 | 1,855 | 912 | 520 | 5,913 | |
| Cash at beginning of period | 34,741 | 35,533 | 35,066 | 35,722 | 34,497 | 33,615 | 33,205 | 30,417 | 32,199 | 35,431 | 37,367 | 39,223 | 40,134 | 34,741 | |
| Cash at end of period | 35,533 | 35,066 | 35,722 | 34,497 | 33,615 | 33,205 | 30,417 | 32,199 | 35,431 | 37,367 | 39,223 | 40,134 | 40,654 | 40,654 |