Cash Flow
Why profit and cash are not the same number: where the money actually came from and where it went.
Where the cash went in August
You made $4,134 profit in August, and cash fell $34. The gap between profit and cash is mostly owner draws (−$3,800) and loan repayments (−$576).
Year to date, Jan–Aug
You made $37,893 profit so far this year, and cash rose $494. The gap between profit and cash is mostly owner draws (−$26,500) and gear and vehicle purchases (−$6,870).
Cash from operations vs cash in the bank
Operating cash is profit adjusted for timing; the bank line is what is actually there at each month end.
- Cash at month end
- Cash from operations
Statement of cash flows
By month, as QuickBooks reports it.
| Aug 25 | Sep 25 | Oct 25 | Nov 25 | Dec 25 | Jan 26 | Feb 26 | Mar 26 | Apr 26 | May 26 | Jun 26 | Jul 26 | Aug 26 | 13-mo total | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 2,118 | 2,651 | 3,380 | 3,404 | 3,506 | 2,468 | 3,850 | 3,545 | 5,694 | 6,016 | 6,354 | 5,832 | 4,134 | 52,952 | |
| Chase Ink Business Card | 547 | (177) | 207 | (472) | (101) | 159 | 483 | (188) | 400 | (418) | (79) | (83) | 208 | 485 | |
| Total Adjustments to reconcile Net Income to Net Cash provided by operations: | 547 | (177) | 207 | (472) | (101) | 159 | 483 | (188) | 400 | (418) | (79) | (83) | 208 | 485 | |
| Net cash provided by operating activities | 2,665 | 2,474 | 3,586 | 2,932 | 3,404 | 2,628 | 4,333 | 3,357 | 6,094 | 5,598 | 6,274 | 5,749 | 4,342 | 53,437 | |
| Camera & Drone Equipment | – | – | – | – | – | – | (6,870) | – | – | – | – | – | – | (6,870) | |
| Vehicles | – | – | – | (45,300) | – | – | – | – | – | – | – | – | – | (45,300) | |
| Net cash provided by investing activities | – | – | – | (45,300) | – | – | (6,870) | – | – | – | – | – | – | (52,170) | |
| Vehicle Loan | – | – | – | 39,362 | (549) | (552) | (556) | (559) | (562) | (566) | (569) | (572) | (576) | 34,301 | |
| Owner's Draw | (1,900) | (2,400) | (3,400) | – | (2,600) | (2,000) | – | – | (4,800) | (5,000) | (5,300) | (5,600) | (3,800) | (36,800) | |
| Net cash provided by financing activities | (1,900) | (2,400) | (3,400) | 39,362 | (3,149) | (2,552) | (556) | (559) | (5,362) | (5,566) | (5,869) | (6,172) | (4,376) | (2,499) | |
| Net cash increase for period | 765 | 74 | 186 | (3,006) | 255 | 75 | (3,093) | 2,798 | 732 | 33 | 405 | (423) | (34) | (1,232) | |
| Cash at beginning of period | 6,041 | 6,807 | 6,880 | 7,067 | 4,061 | 4,316 | 4,391 | 1,298 | 4,096 | 4,828 | 4,860 | 5,266 | 4,843 | 6,041 | |
| Cash at end of period | 6,807 | 6,880 | 7,067 | 4,061 | 4,316 | 4,391 | 1,298 | 4,096 | 4,828 | 4,860 | 5,266 | 4,843 | 4,809 | 4,809 |