Cash Flow
Why profit and cash are not the same number: where the money actually came from and where it went.
Where the cash went in August
You made $15,458 profit in August, and cash fell $198. The gap between profit and cash is mostly owner draws (−$15,000) and loan repayments (−$593).
Year to date, Jan–Aug
You made $120,250 profit so far this year, and cash rose $852. The gap between profit and cash is mostly owner draws (−$115,100) and loan repayments (−$4,652).
Cash from operations vs cash in the bank
Operating cash is profit adjusted for timing; the bank line is what is actually there at each month end.
- Cash at month end
- Cash from operations
Statement of cash flows
By month, as QuickBooks reports it.
| Aug 25 | Sep 25 | Oct 25 | Nov 25 | Dec 25 | Jan 26 | Feb 26 | Mar 26 | Apr 26 | May 26 | Jun 26 | Jul 26 | Aug 26 | 13-mo total | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 18,128 | 13,139 | 15,142 | 11,350 | 9,726 | 10,024 | 12,455 | 14,002 | 19,591 | 16,722 | 17,124 | 14,874 | 15,458 | 187,735 | |
| Chase Ink Business Card | 140 | 337 | 217 | (557) | 28 | (376) | 160 | 524 | 3 | (372) | 139 | 339 | (64) | 520 | |
| Total Adjustments to reconcile Net Income to Net Cash provided by operations: | 140 | 337 | 217 | (557) | 28 | (376) | 160 | 524 | 3 | (372) | 139 | 339 | (64) | 520 | |
| Net cash provided by operating activities | 18,267 | 13,476 | 15,359 | 10,794 | 9,754 | 9,648 | 12,615 | 14,526 | 19,594 | 16,350 | 17,263 | 15,213 | 15,395 | 188,255 | |
| Vehicle Loan | (555) | (558) | (561) | (564) | (567) | (570) | (573) | (577) | (580) | (583) | (586) | (590) | (593) | (7,457) | |
| Owner's Draw | (16,400) | (12,900) | (13,400) | (11,600) | (9,400) | (11,000) | (12,600) | (12,800) | (17,500) | (15,900) | (17,000) | (13,300) | (15,000) | (178,800) | |
| Net cash provided by financing activities | (16,955) | (13,458) | (13,961) | (12,164) | (9,967) | (11,570) | (13,173) | (13,377) | (18,080) | (16,483) | (17,586) | (13,890) | (15,593) | (186,257) | |
| Net cash increase for period | 1,313 | 18 | 1,399 | (1,370) | (214) | (1,923) | (558) | 1,150 | 1,514 | (133) | (323) | 1,324 | (198) | 1,998 | |
| Cash at beginning of period | 21,844 | 23,157 | 23,175 | 24,574 | 23,204 | 22,990 | 21,067 | 20,509 | 21,659 | 23,173 | 23,040 | 22,717 | 24,041 | 21,844 | |
| Cash at end of period | 23,157 | 23,175 | 24,574 | 23,204 | 22,990 | 21,067 | 20,509 | 21,659 | 23,173 | 23,040 | 22,717 | 24,041 | 23,842 | 23,842 |