Cash Flow
Why profit and cash are not the same number: where the money actually came from and where it went.
Where the cash went in August
You made $15,262 profit in August, and cash fell $457. The gap between profit and cash is mostly owner draws (−$14,700) and loan repayments (−$509).
Year to date, Jan–Aug
You made $97,656 profit so far this year, and cash rose $10,194. The gap between profit and cash is mostly owner draws (−$84,600) and loan repayments (−$3,995).
Cash from operations vs cash in the bank
Operating cash is profit adjusted for timing; the bank line is what is actually there at each month end.
- Cash at month end
- Cash from operations
Statement of cash flows
By month, as QuickBooks reports it.
| Aug 25 | Sep 25 | Oct 25 | Nov 25 | Dec 25 | Jan 26 | Feb 26 | Mar 26 | Apr 26 | May 26 | Jun 26 | Jul 26 | Aug 26 | 13-mo total | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 11,029 | 7,953 | 9,116 | 7,958 | 6,294 | 5,512 | 9,728 | 9,573 | 15,617 | 13,101 | 13,847 | 15,016 | 15,262 | 140,007 | |
| Chase Ink Business Card | 136 | (49) | (30) | 344 | (88) | (312) | 243 | (5) | 417 | 243 | (257) | 306 | (400) | 548 | |
| Sales Tax Payable | 17 | (258) | 158 | (132) | (166) | (30) | 334 | 105 | 533 | (131) | (38) | 233 | (109) | 517 | |
| Total Adjustments to reconcile Net Income to Net Cash provided by operations: | 153 | (308) | 128 | 212 | (253) | (342) | 577 | 100 | 950 | 113 | (295) | 540 | (509) | 1,065 | |
| Net cash provided by operating activities | 11,182 | 7,645 | 9,245 | 8,170 | 6,040 | 5,169 | 10,305 | 9,673 | 16,567 | 13,214 | 13,552 | 15,556 | 14,753 | 141,072 | |
| Vehicle Loan | (476) | (478) | (481) | (484) | (487) | (489) | (492) | (495) | (498) | (501) | (504) | (506) | (509) | (6,400) | |
| Owner's Draw | (9,200) | (7,100) | (8,100) | (8,000) | (5,900) | (4,900) | (7,700) | (6,800) | (13,300) | (12,000) | (11,700) | (13,500) | (14,700) | (122,900) | |
| Net cash provided by financing activities | (9,676) | (7,578) | (8,581) | (8,484) | (6,387) | (5,389) | (8,192) | (7,295) | (13,798) | (12,501) | (12,204) | (14,006) | (15,209) | (129,300) | |
| Net cash increase for period | 1,507 | 67 | 664 | (313) | (346) | (220) | 2,113 | 2,378 | 2,769 | 713 | 1,349 | 1,549 | (457) | 11,772 | |
| Cash at beginning of period | 9,119 | 10,626 | 10,693 | 11,357 | 11,043 | 10,697 | 10,477 | 12,590 | 14,968 | 17,737 | 18,450 | 19,799 | 21,348 | 9,119 | |
| Cash at end of period | 10,626 | 10,693 | 11,357 | 11,043 | 10,697 | 10,477 | 12,590 | 14,968 | 17,737 | 18,450 | 19,799 | 21,348 | 20,891 | 20,891 |