Cash Flow
Why profit and cash are not the same number: where the money actually came from and where it went.
Where the cash went in August
You made $14,921 profit in August, and cash fell $1,184. The gap between profit and cash is mostly owner draws (−$14,400) and card and sales tax timing (−$1,292).
Year to date, Jan–Aug
You made $109,603 profit so far this year, and cash rose $12,636. The gap between profit and cash is mostly owner draws (−$88,200) and gear and vehicle purchases (−$6,754).
Cash from operations vs cash in the bank
Operating cash is profit adjusted for timing; the bank line is what is actually there at each month end.
- Cash at month end
- Cash from operations
Statement of cash flows
By month, as QuickBooks reports it.
| Aug 25 | Sep 25 | Oct 25 | Nov 25 | Dec 25 | Jan 26 | Feb 26 | Mar 26 | Apr 26 | May 26 | Jun 26 | Jul 26 | Aug 26 | 13-mo total | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 12,126 | 10,090 | 10,824 | 9,300 | 8,381 | 6,854 | 9,826 | 13,506 | 15,261 | 15,820 | 16,452 | 16,963 | 14,921 | 160,325 | |
| Chase Ink Business Card | (250) | 517 | (252) | (588) | 283 | (235) | 132 | 838 | 450 | (7) | 809 | (968) | (675) | 55 | |
| Sales Tax Payable | (365) | (272) | 230 | (436) | (65) | (143) | 413 | 660 | 363 | 13 | 381 | (192) | (618) | (31) | |
| Total Adjustments to reconcile Net Income to Net Cash provided by operations: | (615) | 245 | (22) | (1,024) | 218 | (378) | 546 | 1,498 | 813 | 6 | 1,189 | (1,160) | (1,292) | 24 | |
| Net cash provided by operating activities | 11,511 | 10,336 | 10,803 | 8,276 | 8,599 | 6,476 | 10,372 | 15,005 | 16,074 | 15,826 | 17,641 | 15,803 | 13,628 | 160,349 | |
| Camera & Drone Equipment | – | – | – | – | – | – | (2,456) | (4,298) | – | – | – | – | – | (6,754) | |
| Net cash provided by investing activities | – | – | – | – | – | – | (2,456) | (4,298) | – | – | – | – | – | (6,754) | |
| Vehicle Loan | (386) | (388) | (391) | (393) | (395) | (397) | (399) | (401) | (403) | (405) | (408) | (410) | (412) | (5,187) | |
| Owner's Draw | (10,700) | (10,200) | (10,000) | (9,000) | (9,200) | (7,300) | (9,000) | (11,100) | (11,600) | (11,600) | (10,100) | (13,100) | (14,400) | (137,300) | |
| Net cash provided by financing activities | (11,086) | (10,588) | (10,391) | (9,393) | (9,595) | (7,697) | (9,399) | (11,501) | (12,003) | (12,005) | (10,508) | (13,510) | (14,812) | (142,487) | |
| Net cash increase for period | 425 | (253) | 412 | (1,117) | (996) | (1,221) | (1,483) | (794) | 4,071 | 3,821 | 7,134 | 2,293 | (1,184) | 11,108 | |
| Cash at beginning of period | 54,920 | 55,345 | 55,092 | 55,504 | 54,387 | 53,392 | 52,171 | 50,688 | 49,893 | 53,964 | 57,785 | 64,918 | 67,212 | 54,920 | |
| Cash at end of period | 55,345 | 55,092 | 55,504 | 54,387 | 53,392 | 52,171 | 50,688 | 49,893 | 53,964 | 57,785 | 64,918 | 67,212 | 66,028 | 66,028 |