Cash Flow
Why profit and cash are not the same number: where the money actually came from and where it went.
Where the cash went in August
You made $10,950 profit in August, and cash fell $2,540. The gap between profit and cash is mostly owner draws (−$12,600) and card and sales tax timing (−$890).
Year to date, Jan–Aug
You made $96,248 profit so far this year, and cash rose $1,043. The gap between profit and cash is mostly owner draws (−$96,200) and card and sales tax timing (+$995).
Cash from operations vs cash in the bank
Operating cash is profit adjusted for timing; the bank line is what is actually there at each month end.
- Cash at month end
- Cash from operations
Statement of cash flows
By month, as QuickBooks reports it.
| Aug 25 | Sep 25 | Oct 25 | Nov 25 | Dec 25 | Jan 26 | Feb 26 | Mar 26 | Apr 26 | May 26 | Jun 26 | Jul 26 | Aug 26 | 13-mo total | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 13,554 | 11,301 | 9,764 | 10,001 | 9,334 | 7,866 | 9,775 | 9,999 | 14,717 | 12,144 | 15,214 | 15,582 | 10,950 | 150,202 | |
| Chase Ink Business Card | (567) | 936 | (392) | (606) | (341) | 727 | (349) | 630 | (9) | (19) | 278 | (297) | (258) | (267) | |
| Sales Tax Payable | (71) | (78) | (216) | (108) | (113) | 35 | 175 | 137 | 356 | (231) | 341 | 112 | (632) | (293) | |
| Total Adjustments to reconcile Net Income to Net Cash provided by operations: | (638) | 858 | (607) | (714) | (454) | 762 | (174) | 767 | 347 | (251) | 619 | (185) | (890) | (560) | |
| Net cash provided by operating activities | 12,916 | 12,159 | 9,157 | 9,287 | 8,880 | 8,628 | 9,601 | 10,766 | 15,064 | 11,893 | 15,833 | 15,397 | 10,060 | 149,642 | |
| Owner's Draw | (13,100) | (11,900) | (10,500) | (9,400) | (10,600) | (9,200) | (10,900) | (10,300) | (13,100) | (11,700) | (14,800) | (13,600) | (12,600) | (151,700) | |
| Net cash provided by financing activities | (13,100) | (11,900) | (10,500) | (9,400) | (10,600) | (9,200) | (10,900) | (10,300) | (13,100) | (11,700) | (14,800) | (13,600) | (12,600) | (151,700) | |
| Net cash increase for period | (184) | 259 | (1,343) | (113) | (1,720) | (572) | (1,299) | 466 | 1,964 | 193 | 1,033 | 1,797 | (2,540) | (2,058) | |
| Cash at beginning of period | 36,320 | 36,137 | 36,396 | 35,053 | 34,940 | 33,220 | 32,647 | 31,349 | 31,814 | 33,779 | 33,972 | 35,005 | 36,803 | 36,320 | |
| Cash at end of period | 36,137 | 36,396 | 35,053 | 34,940 | 33,220 | 32,647 | 31,349 | 31,814 | 33,779 | 33,972 | 35,005 | 36,803 | 34,262 | 34,262 |