Cash Flow
Why profit and cash are not the same number: where the money actually came from and where it went.
Where the cash went in August
You made $8,972 profit in August, and cash fell $158. The gap between profit and cash is mostly owner draws (−$8,000) and card and sales tax timing (−$1,130).
Year to date, Jan–Aug
You made $62,358 profit so far this year, and cash rose $9,995. The gap between profit and cash is mostly owner draws (−$52,900) and card and sales tax timing (+$537).
Cash from operations vs cash in the bank
Operating cash is profit adjusted for timing; the bank line is what is actually there at each month end.
- Cash at month end
- Cash from operations
Statement of cash flows
By month, as QuickBooks reports it.
| Aug 25 | Sep 25 | Oct 25 | Nov 25 | Dec 25 | Jan 26 | Feb 26 | Mar 26 | Apr 26 | May 26 | Jun 26 | Jul 26 | Aug 26 | 13-mo total | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 6,427 | 6,391 | 5,495 | 5,366 | 3,261 | 5,285 | 6,030 | 5,892 | 8,354 | 8,617 | 9,334 | 9,873 | 8,972 | 89,297 | |
| Chase Ink Business Card | 9 | (207) | 171 | (4) | 34 | (269) | 326 | 102 | 573 | (186) | 37 | 6 | (681) | (90) | |
| Sales Tax Payable | (58) | (122) | (107) | (7) | (235) | 169 | 183 | 229 | 329 | (43) | 105 | 107 | (449) | 101 | |
| Total Adjustments to reconcile Net Income to Net Cash provided by operations: | (49) | (329) | 64 | (11) | (201) | (99) | 509 | 331 | 902 | (229) | 142 | 113 | (1,130) | 10 | |
| Net cash provided by operating activities | 6,378 | 6,061 | 5,559 | 5,354 | 3,060 | 5,186 | 6,539 | 6,222 | 9,256 | 8,388 | 9,476 | 9,986 | 7,842 | 89,308 | |
| Owner's Draw | (5,900) | (5,800) | (5,600) | (6,300) | (4,200) | (6,100) | (6,100) | (5,300) | (6,200) | (6,300) | (7,900) | (7,000) | (8,000) | (80,700) | |
| Net cash provided by financing activities | (5,900) | (5,800) | (5,600) | (6,300) | (4,200) | (6,100) | (6,100) | (5,300) | (6,200) | (6,300) | (7,900) | (7,000) | (8,000) | (80,700) | |
| Net cash increase for period | 478 | 261 | (41) | (946) | (1,140) | (914) | 439 | 922 | 3,056 | 2,088 | 1,576 | 2,986 | (158) | 8,608 | |
| Cash at beginning of period | 33,794 | 34,272 | 34,534 | 34,492 | 33,547 | 32,407 | 31,493 | 31,932 | 32,854 | 35,910 | 37,998 | 39,574 | 42,560 | 33,794 | |
| Cash at end of period | 34,272 | 34,534 | 34,492 | 33,547 | 32,407 | 31,493 | 31,932 | 32,854 | 35,910 | 37,998 | 39,574 | 42,560 | 42,402 | 42,402 |