Cash Flow
Why profit and cash are not the same number: where the money actually came from and where it went.
Where the cash went in August
You made $14,712 profit in August, and cash rose $1,732. The gap between profit and cash is mostly owner draws (−$12,700) and loan repayments (−$561).
Year to date, Jan–Aug
You made $105,416 profit so far this year, and cash rose $7,641. The gap between profit and cash is mostly owner draws (−$94,500) and loan repayments (−$4,382).
Cash from operations vs cash in the bank
Operating cash is profit adjusted for timing; the bank line is what is actually there at each month end.
- Cash at month end
- Cash from operations
Statement of cash flows
By month, as QuickBooks reports it.
| Aug 25 | Sep 25 | Oct 25 | Nov 25 | Dec 25 | Jan 26 | Feb 26 | Mar 26 | Apr 26 | May 26 | Jun 26 | Jul 26 | Aug 26 | 13-mo total | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 13,425 | 11,604 | 10,565 | 9,790 | 8,478 | 9,888 | 9,728 | 14,712 | 13,047 | 14,572 | 15,862 | 12,895 | 14,712 | 159,278 | |
| Chase Ink Business Card | (143) | (263) | 417 | (446) | (7) | 82 | 309 | (85) | 190 | 180 | (129) | (237) | 106 | (27) | |
| Sales Tax Payable | (185) | (172) | 1 | (169) | (102) | 155 | 35 | 578 | (221) | 138 | 119 | (287) | 175 | 64 | |
| Total Adjustments to reconcile Net Income to Net Cash provided by operations: | (328) | (435) | 418 | (615) | (109) | 237 | 344 | 493 | (31) | 318 | (10) | (524) | 281 | 38 | |
| Net cash provided by operating activities | 13,097 | 11,168 | 10,983 | 9,175 | 8,369 | 10,125 | 10,072 | 15,204 | 13,016 | 14,890 | 15,852 | 12,371 | 14,993 | 159,316 | |
| Camera & Drone Equipment | (7,067) | – | – | – | – | – | – | – | – | – | – | – | – | (7,067) | |
| Net cash provided by investing activities | (7,067) | – | – | – | – | – | – | – | – | – | – | – | – | (7,067) | |
| Vehicle Loan | (517) | (520) | (524) | (527) | (531) | (535) | (538) | (542) | (546) | (550) | (553) | (557) | (561) | (7,001) | |
| Owner's Draw | (10,300) | (8,600) | (8,700) | (7,800) | (7,500) | (8,500) | (10,200) | (14,400) | (10,600) | (14,200) | (13,800) | (10,100) | (12,700) | (137,400) | |
| Net cash provided by financing activities | (10,817) | (9,120) | (9,224) | (8,327) | (8,031) | (9,035) | (10,738) | (14,942) | (11,146) | (14,750) | (14,353) | (10,657) | (13,261) | (144,401) | |
| Net cash increase for period | (4,786) | 2,048 | 1,759 | 848 | 338 | 1,091 | (667) | 262 | 1,870 | 141 | 1,499 | 1,713 | 1,732 | 7,849 | |
| Cash at beginning of period | 17,149 | 12,363 | 14,412 | 16,171 | 17,019 | 17,357 | 18,447 | 17,781 | 18,043 | 19,913 | 20,054 | 21,552 | 23,266 | 17,149 | |
| Cash at end of period | 12,363 | 14,412 | 16,171 | 17,019 | 17,357 | 18,447 | 17,781 | 18,043 | 19,913 | 20,054 | 21,552 | 23,266 | 24,998 | 24,998 |