Cash Flow
Why profit and cash are not the same number: where the money actually came from and where it went.
Where the cash went in August
You made $2,226 profit in August, and cash rose $596. The gap between profit and cash is mostly owner draws (−$1,300) and loan repayments (−$545).
Year to date, Jan–Aug
You made $26,443 profit so far this year, and cash rose $1,602. The gap between profit and cash is mostly owner draws (−$17,700) and loan repayments (−$4,263).
Cash from operations vs cash in the bank
Operating cash is profit adjusted for timing; the bank line is what is actually there at each month end.
- Cash at month end
- Cash from operations
Statement of cash flows
By month, as QuickBooks reports it.
| Aug 25 | Sep 25 | Oct 25 | Nov 25 | Dec 25 | Jan 26 | Feb 26 | Mar 26 | Apr 26 | May 26 | Jun 26 | Jul 26 | Aug 26 | 13-mo total | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 1,968 | 2,414 | 2,948 | 2,072 | 1,528 | 2,587 | 929 | 2,211 | 5,208 | 4,408 | 5,053 | 3,822 | 2,226 | 37,373 | |
| Chase Ink Business Card | 241 | (43) | (330) | 52 | 219 | (394) | 536 | (112) | (145) | 458 | (445) | 405 | 333 | 775 | |
| Sales Tax Payable | (99) | 31 | (118) | 7 | (121) | 46 | 8 | 190 | 191 | 143 | (81) | (28) | (118) | 50 | |
| Total Adjustments to reconcile Net Income to Net Cash provided by operations: | 142 | (12) | (448) | 59 | 98 | (347) | 544 | 79 | 45 | 601 | (527) | 377 | 215 | 824 | |
| Net cash provided by operating activities | 2,109 | 2,402 | 2,501 | 2,131 | 1,626 | 2,239 | 1,472 | 2,289 | 5,254 | 5,009 | 4,527 | 4,198 | 2,441 | 38,197 | |
| Camera & Drone Equipment | – | – | – | – | – | – | – | (3,864) | – | – | – | – | – | (3,864) | |
| Net cash provided by investing activities | – | – | – | – | – | – | – | (3,864) | – | – | – | – | – | (3,864) | |
| Vehicle Loan | (505) | (509) | (512) | (515) | (518) | (521) | (525) | (528) | (531) | (534) | (538) | (541) | (545) | (6,822) | |
| Owner's Draw | (1,500) | (1,900) | (2,200) | (1,700) | (1,100) | (1,400) | (600) | (1,400) | (4,200) | (2,400) | (3,800) | (2,600) | (1,300) | (26,100) | |
| Net cash provided by financing activities | (2,005) | (2,409) | (2,712) | (2,215) | (1,618) | (1,921) | (1,125) | (1,928) | (4,731) | (2,934) | (4,338) | (3,141) | (1,845) | (32,922) | |
| Net cash increase for period | 104 | (7) | (211) | (84) | 8 | 318 | 348 | (3,503) | 522 | 2,074 | 189 | 1,057 | 596 | 1,411 | |
| Cash at beginning of period | 13,470 | 13,574 | 13,567 | 13,356 | 13,272 | 13,280 | 13,598 | 13,945 | 10,443 | 10,965 | 13,039 | 13,228 | 14,285 | 13,470 | |
| Cash at end of period | 13,574 | 13,567 | 13,356 | 13,272 | 13,280 | 13,598 | 13,945 | 10,443 | 10,965 | 13,039 | 13,228 | 14,285 | 14,882 | 14,882 |