Cash Flow
Why profit and cash are not the same number: where the money actually came from and where it went.
Where the cash went in August
You made $12,736 profit in August, and cash fell $1,098. The gap between profit and cash is mostly owner draws (−$13,400) and loan repayments (−$332).
Year to date, Jan–Aug
You made $101,249 profit so far this year, and cash rose $3,291. The gap between profit and cash is mostly owner draws (−$95,300) and loan repayments (−$2,592).
Cash from operations vs cash in the bank
Operating cash is profit adjusted for timing; the bank line is what is actually there at each month end.
- Cash at month end
- Cash from operations
Statement of cash flows
By month, as QuickBooks reports it.
| Aug 25 | Sep 25 | Oct 25 | Nov 25 | Dec 25 | Jan 26 | Feb 26 | Mar 26 | Apr 26 | May 26 | Jun 26 | Jul 26 | Aug 26 | 13-mo total | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 11,399 | 11,322 | 11,023 | 11,662 | 5,182 | 10,505 | 8,788 | 12,241 | 13,707 | 13,371 | 15,369 | 14,533 | 12,736 | 151,837 | |
| Chase Ink Business Card | (114) | (67) | 216 | (232) | 102 | (38) | 170 | 290 | (120) | (252) | 68 | (83) | (102) | (161) | |
| Total Adjustments to reconcile Net Income to Net Cash provided by operations: | (114) | (67) | 216 | (232) | 102 | (38) | 170 | 290 | (120) | (252) | 68 | (83) | (102) | (161) | |
| Net cash provided by operating activities | 11,285 | 11,255 | 11,239 | 11,431 | 5,284 | 10,467 | 8,958 | 12,532 | 13,587 | 13,118 | 15,438 | 14,450 | 12,634 | 151,677 | |
| Vehicles | – | (28,300) | – | – | – | – | – | – | – | – | – | – | – | (28,300) | |
| Net cash provided by investing activities | – | (28,300) | – | – | – | – | – | – | – | – | – | – | – | (28,300) | |
| Vehicle Loan | – | 22,915 | (310) | (312) | (314) | (316) | (318) | (321) | (323) | (325) | (327) | (330) | (332) | 19,387 | |
| Owner's Draw | (10,900) | (8,600) | (9,400) | (9,300) | (5,000) | (9,400) | (8,300) | (10,700) | (12,300) | (11,700) | (15,500) | (14,000) | (13,400) | (138,500) | |
| Net cash provided by financing activities | (10,900) | 14,315 | (9,710) | (9,612) | (5,314) | (9,716) | (8,618) | (11,021) | (12,623) | (12,025) | (15,827) | (14,330) | (13,732) | (119,113) | |
| Net cash increase for period | 385 | (2,730) | 1,529 | 1,819 | (30) | 751 | 340 | 1,511 | 964 | 1,093 | (389) | 120 | (1,098) | 4,263 | |
| Cash at beginning of period | 20,525 | 20,910 | 18,180 | 19,709 | 21,528 | 21,497 | 22,248 | 22,588 | 24,099 | 25,063 | 26,156 | 25,766 | 25,886 | 20,525 | |
| Cash at end of period | 20,910 | 18,180 | 19,709 | 21,528 | 21,497 | 22,248 | 22,588 | 24,099 | 25,063 | 26,156 | 25,766 | 25,886 | 24,788 | 24,788 |