Cash Flow
Why profit and cash are not the same number: where the money actually came from and where it went.
Where the cash went in August
You made $12,225 profit in August, and cash fell $600. The gap between profit and cash is mostly owner draws (−$11,700) and loan repayments (−$609).
Year to date, Jan–Aug
You made $95,868 profit so far this year, and cash fell $7,022. The gap between profit and cash is mostly owner draws (−$95,700) and loan repayments (−$4,772).
Cash from operations vs cash in the bank
Operating cash is profit adjusted for timing; the bank line is what is actually there at each month end.
- Cash at month end
- Cash from operations
Statement of cash flows
By month, as QuickBooks reports it.
| Aug 25 | Sep 25 | Oct 25 | Nov 25 | Dec 25 | Jan 26 | Feb 26 | Mar 26 | Apr 26 | May 26 | Jun 26 | Jul 26 | Aug 26 | 13-mo total | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 11,738 | 9,747 | 10,933 | 9,179 | 6,715 | 7,632 | 9,256 | 13,180 | 14,700 | 12,813 | 13,677 | 12,386 | 12,225 | 144,181 | |
| Chase Ink Business Card | (436) | 256 | (190) | 57 | (601) | 542 | (349) | 1,023 | 104 | (467) | 792 | (891) | (324) | (483) | |
| Sales Tax Payable | (353) | (260) | 141 | (370) | (562) | 460 | 92 | 995 | 59 | (375) | 280 | (284) | (192) | (370) | |
| Total Adjustments to reconcile Net Income to Net Cash provided by operations: | (789) | (4) | (50) | (313) | (1,163) | 1,002 | (257) | 2,019 | 163 | (842) | 1,072 | (1,175) | (516) | (853) | |
| Net cash provided by operating activities | 10,949 | 9,743 | 10,883 | 8,867 | 5,552 | 8,634 | 8,999 | 15,199 | 14,863 | 11,971 | 14,749 | 11,212 | 11,709 | 143,328 | |
| Camera & Drone Equipment | – | – | – | – | – | – | – | (3,884) | – | – | – | – | – | (3,884) | |
| Net cash provided by investing activities | – | – | – | – | – | – | – | (3,884) | – | – | – | – | – | (3,884) | |
| Vehicle Loan | (568) | (571) | (575) | (578) | (581) | (585) | (588) | (591) | (595) | (598) | (602) | (605) | (609) | (7,645) | |
| Owner's Draw | (9,800) | (8,400) | (9,500) | (9,600) | (7,100) | (7,400) | (9,000) | (13,600) | (15,200) | (12,900) | (12,800) | (13,100) | (11,700) | (140,100) | |
| Net cash provided by financing activities | (10,368) | (8,971) | (10,075) | (10,178) | (7,681) | (7,985) | (9,588) | (14,191) | (15,795) | (13,498) | (13,402) | (13,705) | (12,309) | (147,745) | |
| Net cash increase for period | 581 | 772 | 808 | (1,311) | (2,129) | 650 | (589) | (2,876) | (932) | (1,527) | 1,347 | (2,493) | (600) | (8,301) | |
| Cash at beginning of period | 43,658 | 44,238 | 45,010 | 45,819 | 44,508 | 42,378 | 43,028 | 42,439 | 39,562 | 38,630 | 37,103 | 38,450 | 35,957 | 43,658 | |
| Cash at end of period | 44,238 | 45,010 | 45,819 | 44,508 | 42,378 | 43,028 | 42,439 | 39,562 | 38,630 | 37,103 | 38,450 | 35,957 | 35,357 | 35,357 |