Cash Flow
Why profit and cash are not the same number: where the money actually came from and where it went.
Where the cash went in August
You made $2,452 profit in August, and cash rose $491. The gap between profit and cash is mostly owner draws (−$1,400) and loan repayments (−$586).
Year to date, Jan–Aug
You made $18,815 profit so far this year, and cash fell $645. The gap between profit and cash is mostly owner draws (−$9,700) and gear and vehicle purchases (−$5,614).
Cash from operations vs cash in the bank
Operating cash is profit adjusted for timing; the bank line is what is actually there at each month end.
- Cash at month end
- Cash from operations
Statement of cash flows
By month, as QuickBooks reports it.
| Aug 25 | Sep 25 | Oct 25 | Nov 25 | Dec 25 | Jan 26 | Feb 26 | Mar 26 | Apr 26 | May 26 | Jun 26 | Jul 26 | Aug 26 | 13-mo total | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 3,358 | 2,260 | 2,910 | 1,893 | 1,610 | 59 | 983 | 1,486 | 3,854 | 2,996 | 3,472 | 3,513 | 2,452 | 30,845 | |
| Chase Ink Business Card | 24 | 76 | (106) | (30) | (50) | 522 | (31) | (257) | (18) | 18 | (120) | 305 | 25 | 358 | |
| Total Adjustments to reconcile Net Income to Net Cash provided by operations: | 24 | 76 | (106) | (30) | (50) | 522 | (31) | (257) | (18) | 18 | (120) | 305 | 25 | 358 | |
| Net cash provided by operating activities | 3,382 | 2,336 | 2,803 | 1,863 | 1,560 | 581 | 952 | 1,229 | 3,836 | 3,014 | 3,351 | 3,819 | 2,477 | 31,203 | |
| Camera & Drone Equipment | – | – | – | – | – | – | – | (3,706) | (1,908) | – | – | – | – | (5,614) | |
| Net cash provided by investing activities | – | – | – | – | – | – | – | (3,706) | (1,908) | – | – | – | – | (5,614) | |
| Vehicle Loan | (545) | (548) | (552) | (555) | (558) | (562) | (565) | (568) | (572) | (575) | (579) | (582) | (586) | (7,348) | |
| Owner's Draw | (2,400) | (1,500) | (1,800) | (1,300) | (1,100) | – | (600) | – | – | (2,500) | (2,700) | (2,500) | (1,400) | (17,800) | |
| Net cash provided by financing activities | (2,945) | (2,048) | (2,352) | (1,855) | (1,658) | (562) | (1,165) | (568) | (572) | (3,075) | (3,279) | (3,082) | (1,986) | (25,148) | |
| Net cash increase for period | 437 | 288 | 452 | 8 | (98) | 19 | (213) | (3,046) | 1,356 | (61) | 72 | 736 | 491 | 442 | |
| Cash at beginning of period | 3,734 | 4,171 | 4,458 | 4,910 | 4,918 | 4,820 | 4,839 | 4,626 | 1,580 | 2,936 | 2,875 | 2,947 | 3,684 | 3,734 | |
| Cash at end of period | 4,171 | 4,458 | 4,910 | 4,918 | 4,820 | 4,839 | 4,626 | 1,580 | 2,936 | 2,875 | 2,947 | 3,684 | 4,175 | 4,175 |